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Superyacht insurance starts with coverage for the Hull & Machinery and Liabilities arising from the ownership, use, and operation of the yacht.

Quality Hull & Machinery superyacht insurance coverage includes all attachments thereto, including miscellaneous equipment, “toys” & accessories.

Extensions normally include the Personal Effects of owners, guests, charterers and crew. Generally “All Risks” coverage is provided, meaning all perils or all losses are covered – subject to policy exclusions. Every one of our clients’ policies is unique and customised to their personal needs and wishes. Superyacht Insurance Brokers can provide coverage limits up to $500,000,000 USD for the yacht’s hull & machinery. 

All yachts require liability coverage; superyachts are generally covered for liability under broad Protection & Indemnity policies that cover all aspects of your ownership, use and operation of the yacht, including liabilities (to and for) as well as various other coverages for crew.

The Coverage Limit for large luxury yachts is commonly $500,000,000 USD and can be increased to $1Bn USD. 

After the primary Hull & Machinery and Protection & Indemnity policy coverages & limits are decided upon, there are many other yacht insurance coverages to consider. 

Additional Coverages might include: Crew Medical and Personal Accident Coverage, Special Personal Effects Limits, Fine Arts and Special Valuables Insurance, Ships Cash Coverage, Loss of Hire (Charter), Kidnap and Ransom Insurance, Cyber Crime Coverage, Professional Liability Insurance and Mortgagees’ Interest Coverage. For further details on additional coverages click here.

In-depth discussions and reviews are necessary to assess needs and make prudent value-based decisions when buying superyacht insurance… we are here to guide you every step of the way!

Coverages provided, and most importantly – yacht insurance policy exclusions, can vary significantly.

It is essential to compare all of the details between one offering and the next – that’s where we come in! We will search Lloyd’s of London as well as the international marine insurance markets to find the best underwriters and best coverages for your luxury yacht. 

Meeting with superyacht insurance clients about their coverage onboard their superyacht.

Meeting with superyacht clients about their yacht insurance onboard their yacht in Port Cap d’Ail France.

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