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Additional Coverages

Not all Superyachts have Private Helicopters or Submersible Watercraft… some of the largest Mega Yachts have multiple additional craft!

For many reasons luxury superyacht insurance policies do not automatically include such items. These extras need to be added as additional coverages within – or alongside the main yacht insurance policies. Some exposures can be reduced or limited through the application of risk management techniques and others can be self insured – while the most important and challenging, whether they be property or liability exposures, are generally managed by transferring the risk to experienced and reputable underwriters. Each situation is unique and every superyacht is unique… as are their owners! Making informed, well considered decisions is crucial when buying yacht insurance.

Luxury yachts under construction or refit also present unique and very specialised insurance needs. Completed value & time to build, as well as the reputation & loss experience of the builder and yard – all affect premiums. It is important to analyse and plan your shipbuilders’ insurance well before construction starts. And to avoid any conflict of interest, it is always important to have your own insurance, your own independent broker and underwriters well separated from the builders and yard.

Additional Coverages can cover a wide variety of property and liability exposures, a discussion and detailed assessment is needed to address your unique needs and desires.

As part of our exclusive personalised concierge service we will come to your yacht, your home or your business to review and assess your needs. We will travel great distances to serve our clients!

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